Royal London Insights: Money, Pensions and Protection Explained
Clear, jargon-free guidance on retirement, protection and investing from the UK's largest customer-owned life, pensions and investment company.
All Insights
State Pension Age Is Rising: What It Means For Your Plans
The State Pension age is not fixed. It has risen before and it is legislated to rise again, with further reviews expected over the coming years. For anyone building a...
Responsible Investing: Where Your Pension Money Actually Goes
Ask most people where their pension is invested and the honest answer is a shrug. That is completely understandable β the whole point of a pension is that someone else...
Why Being Customer-Owned Changes The Answer You Get
Ownership sounds like a technicality. It is the sort of thing that lives in the small print of an annual report and rarely troubles anyone choosing a pension. But ownership...
Stocks and Shares ISA vs Cash ISA: Which Is Right For You?
Every spring, the same question arrives: cash or stocks and shares? It is often framed as a contest with a single winner. It is not. They are different tools for...
Life Insurance Myths That Could Be Costing Your Family
Life insurance suffers from a peculiar problem. Almost everyone agrees it is sensible, and a great many people still do not have it. Usually that is not down to indifference....
Britain's Financial Resilience Gap β And How To Close Yours
Financial resilience is a slightly cold phrase for a very human idea: could you cope if something went wrong? Not catastrophically wrong, necessarily. Just a boiler failure, a car repair,...
Lost Pension Pots: How To Track Down Your Missing Money
The average UK worker will have around eleven jobs in their lifetime. Since automatic enrolment began, most of those jobs come with a pension attached. It is no surprise, then,...
How Much Do You Really Need To Retire Comfortably?
It is the question we are asked more than any other: how much is enough? There is no single number that works for everyone, but there are sensible benchmarks, and...
